Leaks & Service Repairs

757-399-3066 ext 3 (Leaks & Service Repairs)

Reroof Estimates & Inspections

757-399-3066 ext 1 (Reroof Estimates & Inspections)

Category: Roof Warranty

How to Pay for a New Roof

Reroofing your home is a major investment, and it’s not always one you were expecting or planning for. This can make it difficult to pay for a roof replacement out of pocket. So how are you supposed to fund a new roof without draining your bank account? Here are a few options that may be available to you.

Insurance Claims

If your roof was damaged during a storm or other catastrophic event, the replacement of it, or the repair costs, may be covered by your homeowners’ insurance. The amount that may be paid out and the process through which you receive this money is different from policy to policy. It’s a good idea to review your homeowners’ policy every year or so to make sure it is still providing the coverage you believe your home may need. For instance, in areas like Hampton Roads, it’s a good idea to make sure you have hurricane, high wind and flood coverage in your policy.

At Andrews Roofing, we work closely with our clients who are going through an insurance claim for roof repair or replacement, providing any necessary paperwork or information they may need to ensure their claims are accurate and paid accordingly.

Home Improvement Financing

If you are replacing your roof because your current roof has reached the end of its life span, you can expect to be paying for it in full on your own. This can be daunting, as new roofs are one of the largest home improvement investments you may make. Fortunately, there are home improvement financing options available. At Andrews Roofing, we work with GreenSky® financing, which offers a variety of different financing options to consumers. They offer financing up to 120 months with fixed rates as low as  9.99%. They also offer 12 month no interest, no payments options for those who qualify.

Applications may be done online quickly and easily, and once you are approved you are provided with a 16-digit account number, which you can then use like a credit card to make payments for the work being done. You have four months after you are approved to make your qualified purchases to the approved merchant, so it’s best to wait to apply until the project is ready to begin.

Home Equity Loan

Depending on the amount of equity you have in your home, another financing option may be to go through a bank or credit union for a home equity loan. The housing market and interest rates are in a great place for homeowners to take advantage of the equity they have in their home in order to make improvements on it. If you know your roof is reaching the end of its lifespan, you may consider taking out a home equity loan to replace it before there are leaks that may cause damage to the interior of your home.

A new roof can also increase your home’s value and make it more appealing to potential buyers if you’re considering moving any time soon. Home equity loans generally do not have strict rules about how long you have to use the money or what exactly it needs to be used for, so if you’re considering doing multiple projects around your house, or you just aren’t sure when you want to begin the work, a home equity loan may be a more flexible option for you.

Manufacturer Warranties

Most material manufacturers have a warranty of some length on their products, provided they are installed correctly by a licensed contractor. If your roof is still within its expected lifespan and warranty period, but you have experienced leaks or other damage, the repairs or replacement may be covered by your warranty. Even if you didn’t have the roof installed yourself, there may still be a transferred warranty from the person who did have it installed.

The best way to determine if the damage or leaks you’re experiencing are caused by the materials is to have a licensed roofing contractor come and inspect your roof. In addition to identifying the cause of the damage, they can also identify the materials that were used so that you can reach out to the manufacturer about a potential warranty. Keep in mind, however, that you will likely need to provide some sort of proof of the installation being completed by a qualified contractor and paperwork showing that the materials were purchased for that purpose.

We Can Help

At Andrews Roofing, we are happy to work alongside customers using a variety of methods of payment for their roof repair or replacement. Whether you’re paying out of pocket, filing an insurance claim or applying for some type of financing, we will help guide you through the process while providing excellent workmanship and products. All of our work is guaranteed, and we use some of the best materials on the market, all of which provide their own manufacturer’s warranty. Contact us today to get started.

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Manufacturer Spotlight: CertainTeed Shingles

Andrews Roofing can supply products from any manufacturer a customer desires. However, based on our extensive experience with roofing products, there are certain ones we recommend. One of those products is the Landmark® line of CertainTeed asphalt shingles. Please note that product availability industry-wide has varied greatly between manufacturers including CertainTeed.

The quality of the products we install is the most critical factor in our recommendations, however, we also have to balance that with budget and variety. CertainTeed asphalt shingles check all of these boxes, which is why they are one of the most popular materials we install.

The Landmark® line of shingles is made with a dual-layer design that creates the visual dimension to mimic true wood shake. These shingles are heavy weight and come in a wide variety of colors. In our residential roofing portfolio, you can see many homes that have been reroofed using the Landmark® shingles, and get a feel for how varied the colors and styles can be. Of course, CertainTeed manufactures many home building products, so homeowners who are building new construction or doing a major exterior renovation can coordinate their roofing materials with CertainTeed trim, siding, decking, fencing and more.

One of the things we appreciate about the Landmark® product is the attention they’ve given to the installation process. Their proprietary design provides a nailing area that is three times wider than a typical laminate shingle, which increases the efficiency and accuracy of installation. The shingles are also made with a specially formulated adhesive that is resistant to delamination, giving these products longevity and durability.

Roofs in Hampton Roads are apt to staining thanks to our hot, humid weather that fosters mildew and algae growth. To combat this, CertainTeed uses a technology on their shingles that repels algae with a granular blend of algae-resistant copper. This means your roof maintains its curb appeal and is less susceptible to deterioration caused by organic material that could otherwise cling to an asphalt shingle.

Finally, we appreciate a manufacturer who stands behind their product. Certainteed products come with a lifetime, limited transferable warranty. This includes a 10-year SureStart™ warranty (100% replacement and labor costs due to manufacturing defects), a 10-year StreakFighter® warranty against streaking and discoloration caused by airborne algae and a 15-year, 110 mph wind-resistance warranty. Customers can also choose to upgrade their wind warranty to 130 mph. This option is especially important for our customers along the oceanfront of Virginia Beach when hurricanes move into the region. It’s also important to keep in mind that manufacturer warranties are only valid if they are installed correctly by a licensed roofing contractor.

If you live in the Tidewater region, are ready to reroof your home, and need help choosing the right product for you, please contact Andrews Roofing. We’d be happy to discuss all the available options with you and help you make an informed decision based on our decades of experience in the roofing industry.

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What You Need to Know About Roof Damage and Insurance Claims

If you’ve had some damage to your roof, you may be wondering if you should make an insurance claim.

The first thing to note is that every insurance company and every policy is different. The key is hiring a roofing contractor who can work with you through the process regardless of what it looks like.

At Andrews Roofing, we are experienced in working with clients and insurance companies for roof damage that has been caused by the frequent storms we get in Hampton Roads. Not all roofing companies work the same way, but here’s a bit of insight into how we help our clients work through the damage, insurance claim and repair or replacement process.

Roof Repairs

Depending on the extent of your repair needs, we may send an estimator out to take a look first. If it’s a few blown off shingles or nail pops, we can likely give you an idea of the cost over the phone and then schedule a repair at that time. From there, you can file a claim with your insurance company. We will provide you with a detailed and professional invoice to submit with other required insurance paperwork.

If a repair is major or requires partial replacement, we may send an estimator out to take a look first. Armed with a written estimate, you can reach out to your insurance company first to see what may be covered under your policy. Although we generally do not need to get involved first-hand with your insurance representative, we are happy to do so if it helps with the process.

Roof Replacements

If it is clear that your roof needs to be replaced, we will send an estimator out before providing any quotes on work or pricing. Our sales department will schedule an appointment with you to inspect the inside and outside of your roof. They will discuss options and budget before providing a written estimate for you to review. At this point, we highly recommend reviewing this estimate with your insurance representative. Some companies may only pay for a one-for-one roof replacement. This means that if you choose a different material, it may not be covered. It’s also critical to know whether the insurance company will cover any portion of the replacement if your roof is older and beyond its predicted lifespan. They may determine that the roof failed due to its age, rather than damage that is otherwise covered.

Roof Warranty Claims

If your roof is fairly new and has sustained damage, it’s possible that you have a manufacturer warranty on the materials. Ideally your roofing contractor will have talked to you about the warranty of the materials you chose and provided you with information on making a claim. For instance, one of the products we offer to our clients are CertainTeed shingles, which carry a wind warranty of 110 to 130 mph. As long as they are installed property per the manufacturer specs, clients shouldn’t need to worry about paying for any storm damage out of pocket. Keep in mind, you may first need to reach out to the warranty provider, then contact your roofing contractor to perform the warranty or replacement.

The Bottom Line

Before you ever need repairs made to your roof, make sure you understand your homeowners insurance. Talk to your rep to ensure your roof will be covered in the case of a storm or other natural disaster. Understand what their claims process looks like. When damage does happen, reach out to your insurance company as soon as possible and document everything. And, of course, only use a licensed, insured roofing contractor who is experienced in both roof repair and replacement and who can provide a professional written estimate, manufacturer warranty information and great service.

If you’ve had damage to your roof and you live in Virginia Beach, Chesapeake, Norfolk, Portsmouth, Suffolk or any of the other surrounding Hampton Roads cities, Andrews Roofing can help. Contact us today and we’ll help you determine the best course of action for getting your roof back in working order.

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Prepping for Common Hurricane Roof Damage

Here in southeast Virginia we are solidly inside of hurricane season, and while we have been lucky not to be hit with a direct storm recently, the impact of some kind of tropical system is inevitable.

As most of us know all too well, with storms comes storm damage. Thanks to Hampton Roads’ proximity to the coast, we often feel storm surge and hurricane force winds the worst. There are things you can do to be personally prepared for a storm, as well as things you can do to help secure and protect your home, including your roof. But there are also things that you simply can’t protect your home against, and instead need to be rigorous about post-storm inspection of your property to identify any damage as soon as possible. Let’s talk about how you can play both defense and offense to protect your home from long-term storm damage.

Pre-Storm Preparation
While you can’t control or prevent all possible damage, there are things you can do to prepare your roof for a storm. Here’s a quick checklist you can use to offensively protect your roof from the next hurricane or tropical storm.

  • Check for any loose flashing. If any flashing is loose or missing, repair it before a storm comes to avoid any water damage and possible leaks. Loose flashing can also become a hazard if blown off your home during wind gusts.
  • Check your gutters. Clean gutters will keep water away from your roof when those torrential rains start. You should also check to ensure gutters are well secured to avoid them becoming projectiles during strong winds.
  • Repair and replace missing shingles. It may seem counterintuitive to replace missing shingles or repair damaged ones before a storm, but the reality is that one missing shingle makes the rest of the shingles around it vulnerable to winds. If one or more shingles are missing or damaged in such a way that they are more likely to blow off, then the rest of your roof is at risk. Replacing a few shingles now can prevent the need for dozens of replacements after the storm.
  • Inspect your roof from the inside. Take some time to inspect your roof from inside your attic, paying careful attention to where any rooflines join up, looking especially for any wet or dark spots that may indicate an existing leak. If there is an existing leak, even one that has not been problematic before, it will only get worse during a storm, and could cause major interior damage. Repair a small leak now before it becomes a major leak in the middle of a “shelter in place.”

Post-Storm Inspection
After a storm, doing an inspection of your property will help you identify issues quicker, making it easier to fix them before they become a major problem as well as being able to file for any necessary homeowners insurance claims. Here’s a quick post-storm roof inspection list of things to look for:

  • Missing shingles
  • Loose or clogged gutters
  • Loose or missing flashing
  • Debris that may still be on the roof
  • Visible leaks or holes from inside your attic
  • Damaged or warped shingles
  • Dents in metal roofing
  • Broken slate tiles

What to do if there is damage
If you find any of these items during your inspection, contact a roofing company right away. If possible, get familiar with roofing companies in your area before a storm rolls through so you know who to call if needed. Do research online and read client reviews, websites and get neighbors’ opinions. Only call companies that are licensed and insured and have a good reputation in the community.

Getting a professional opinion and estimate will be critical when filing any necessary homeowners insurance claims. Remember that after a major storm, roofing companies will be swamped with calls, so getting in touch early is the best way to get your issues taken care of as quickly as possible. Do not attempt to fix these issues yourself as roof repair work is potentially dangerous, not to mention any repairs you make yourself may not be covered by your insurance and may void warranties on your roofing materials.

Andrews Roofing Can Help
Whether it’s before a storm or after, if you have concerns about your roof, please contact Andrews Roofing. We’ve worked in Virginia Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Newport News and Hampton for decades and we have an excellent reputation in the Hampton Roads community for quality workmanship and customer service. We understand the unique roofing issues that homeowners encounter in the Tidewater region, and we can help you make the best decision for your home.

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What to Look for in a Residential Roofing Contractor

Your roof is obviously a critical component of your home’s structure, and having a new roof installed is a major investment. Even small roofing repairs are important to the integrity of your home. That’s why choosing a roofing contractor shouldn’t be a decision that is taken lightly.

You Get What You Pay For

This is the first thing to keep in mind. It’s typical and understandable of homeowners to be looking for the best price, but be wary of an estimate that is significantly lower than what you’ve researched or than what other contractors have quoted you. As with most things, you get what you pay for with roofing, and a cheap job equals cheap materials, inexperienced labor, bad project management or nonexistent customer service. Your roof is an investment and if you invest in quality, it will likely be the only time you’ll ever need to do it.

Licensed and Insured

We cannot stress how important it is to ensure that your roofing contractor is licensed and insured. There’s a reason you aren’t going to try to tackle reroofing your home yourself and that’s because it can be a dangerous job. Reputable roofing companies will not only have the proper safety equipment, tools and training, they’ll also have insurance on all their employees in case anyone is hurt on the job. They will be licensed and will be able to provide proof of this. They will also file for all appropriate permits required in your city or county. If these things aren’t handled properly by the roofing company, you could be held liable for injuries or work that isn’t to code.

Get It in Writing

When having any work done other than smaller service-related repairs, make sure that everything about your roofing job is put in writing in a contract agreement. This includes price, timeline, warranties or guarantees, materials, safety procedures and liability, clean up methods, and financing terms if applicable.  Having a well-written contract protects both you and the contractor and assures that everyone is on the same page about the project.

Warranties and Guarantees

When having a new roof installed, there should be warranties for the materials themselves. Product manufacturers, depending on the type and grade of roofing materials selected, will provide a limited warranty anywhere from one year to a lifetime. Make sure the roofing company you engage goes over the warranties for the materials you choose in detail. However, a reputable roofing contractor will also offer a guarantee on their own work. At Andrews Roofing we provide our clients with a workmanship warranty for up to ten years on new installations.

Reputation is Key

Do your research on the companies from whom you’re getting quotes. Look at their website, review sites and ask around your neighborhood. Has the company been in business for awhile? While all businesses have to start somewhere, it is ideal to hire a company that has been working in your area for long enough to have earned a good reputation.

Locally Owned

A locally-owned company is also a plus, as they will know the issues and best practices for your specific location. In Hampton Roads, it’s critical to engage a roofing company that understands the issues that can arise from hurricanes, nor’easters, humidity and salt air. A local company can provide the best advice for your specific situation, but they will also be working hard to maintain and uphold their local reputation. This is their community also, after all.

Andrews Roofing Can Help

Andrews Roofing has been providing quality roof replacements and repairs to the residents of Hampton Roads cities for over two decades. Our reputation and breadth of work speaks for itself. We care deeply about our community, which is why we handle each project and client with the utmost respect and guarantee our work for ten years. We’re licensed and insured and you’ll always get the details of your project in writing before we begin work. We’d be happy to provide you with a free estimate roof replacement, so contact us today.

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The Importance of Roofing Certifications

Commercial roofing requires a specialized set of skills for long-lasting protection. Whether you’re looking for a contractor to install a new roof or provide prompt commercial repair services, find out why you should choose a contractor who is up to date with the latest certifications.

Quality Control

A certified contractor is an experienced contractor. Having certification proves that your prospective commercial roofing team has the skills and experience necessary to get the job done. From safety certifications to certified installers of particular roofing materials, each act as a quality control system to ensure you receive nothing but the best.

Variety of Services

Ask about the multiple certifications that a roofing contractor may have. Having a range of certifications typically means that they are qualified to perform a variety of tasks. From TPO repairs to emergency servicing of flat or traditional shingled roofs, certifications can indicate that a particular team is experienced in installing and repairing any roofing material you need.

Confident Warranty

Many roofing materials require a certified installation team in order to enjoy their generous warranty. Other contractors provide their own additional warranty as part of their commitment to excellence. Either way, a certified commercial roofing expert can offer you longer lasting, and more confident warranties to protect your commercial investment.

An uncertified contractor typically offers little to no warranty for their work, but they also may void any manufacturers’ warranties on the building materials. Be sure to ask about any relevant warranty before your roofing team begins their work.

Contact a Certified Commercial Service Today

For more information about a quality contractor in your area, contact Andrews Roofing by calling 757-296-0553 or sending an email today to learn more. Receive an estimate today and get started with your commercial roofing project quickly and professionally.

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