document roof damage – Andrews Roofing

Hurricane season is an unfortunate, but familiar reality for homeowners in Hampton Roads and across Southeast Virginia.

Every year the local and national meteorologists take their best bet on how many storms we’ll have and how severe they may be, but anyone who has lived here long enough knows – you truly can’t predict the weather when it comes to tropical storm systems. But even if you can’t control how and when the storms will hit, there are things you can control around your own home —starting from the top down. Your roof and gutters are your first line of defense against high winds and heavy rain, and proper preparation can make a major difference in minimizing potential storm damage.

As we head into high hurricane season, when historically the storms in our region are the most frequent and severe, we’ve compiled some practical ways you can prepare your home, including steps that can help you in the event you need to file an insurance claim.

Inspect Your Roof for Weak Points

Before hurricane season ramps up, schedule a professional roof inspection. A roofing contractor can check for:

Loose, missing, or damaged shingles
Exposed fasteners or flashing issues
Soft spots in decking that may indicate water damage
Signs of aging or deterioration in your roof system

If issues are found, addressing these small problems now, by having a professional do the repairs, can help prevent much larger issues if a storm rolls through. If major damage occurs, you’ll also have paperwork showing that your roof was recently inspected and/or repaired and so any subsequent damage was, in fact, caused by the storm itself. This can come in handy when filing insurance claims.

Clean and Secure Gutters and Downspouts

Gutters play a critical role in keeping water away from your home’s foundation. Before a storm, clear out any leaves, sticks, or debris that may be clogging them. Also, check that your gutters and downspouts are securely fastened to your home—strong winds can easily tear loose systems away, creating projectiles that could cause even more damage. Consider installing gutter guards if you live in a heavily wooded areas where pine needles, leaves or other debris buildup is a recurring problem.

Trim Overhanging Branches

Tree limbs that hang over your roof or gutters can break during high winds and cause serious damage. Trimming back trees from around your house before storm season will reduce the likelihood of branches penetrating and damaging your roof. It also reduces the impact of leaves clogging your gutters. Call out a professional tree company before the storms hit, because once they do, it could be months before any tree company in the area will have availability again.

Document Your Roof and Home Exterior

If you’ve ever had to file an insurance claim for storm damage you know how important this step is. In the event of storm damage, having clear, up-to-date photos of your roof and home exterior can make the insurance claims process much smoother. Take detailed photos and videos of your roof, gutters, siding, and yard before hurricane season begins and before each major storm is predicted to come through the Tidewater region. Store them digitally in case you need to access them quickly. Having them on your phone is ideal, in case computers or other hardware is damaged or inaccessible.

Review Your Insurance Coverage

Now is also the time to check your homeowner’s insurance policy. Make sure your coverage is current and that you understand what is and isn’t covered when it comes to wind and water damage. If necessary, update or increase your insurance coverage. This is especially important for homeowners without mortgages. While individuals with mortgages typically have to keep their insurance at a particular level to satisfy the lender, unmortgaged homes don’t have this requirement. If your home is paid off and it’s been a while since you’ve updated your coverage, now is the time to do so. Keep a copy of your policy and your insurance company’s contact information in a safe, waterproof location as well as in your phone for easy access.

Schedule Regular Maintenance

The best preparation is ongoing care. Regular roof and gutter maintenance not only protects your home during hurricane season but also extends the lifespan of your roof. Consider setting up annual inspections with a trusted local roofing company to ensure your roof is always ready to face the elements.

Trust Andrews Roofing to Help You Weather the Storm

At Andrews Roofing, we’ve been helping Hampton Roads homeowners protect their homes for decades. From routine inspections to emergency repairs after a storm, our team has the expertise for our particular region to keep your roof performing at its best. If you’d like to schedule a roof inspection before hurricane season, contact us today.

As winter storm warnings, tornadoes and gale warnings sweep across the country, homes are likely to incur damage in one way or another.

Accidents and damage happen, especially when you’re in a storm-prone area like the Tidewater region of Southeast Virginia. As much as we encourage homeowners to prepare their homes and roofs in advance of bad weather to avoid certain issues, sometimes there’s no preparing for mother nature.

So, if you suddenly hear the “drip drip drip” or see the telltale signs of a roof leak, there are things you can do immediately to help mitigate damage until the storm subsides and a full, professional repair can be done.

Document Everything
This may not be your first instinct, but it’s really very critical to document as much as possible as soon as you notice the damage so you can provide this to your insurance company. The clearer you are able to make it that the leak was caused by storm damage, the more likely your claim is to be processed and the quicker it can be resolved.

Of course, do not put yourself in danger in the midst of a storm to get on your roof and take photos, but from where you can inside your house, photograph or video the active leak. Then when it’s safe, take photos on a level area from the outside. Some insurance companies suggest photographing your home when there is no damage and keeping those photos on file for comparison. This makes it easier to show where exactly damage has been done and prove that it was not there prior to the event.

Move Valuables
Another first step in the event of roof damage is to remove any valuable items from the area of the leak. This is particularly important for electronics as they don’t play well with water and can cause electrical damage or fires. Any artwork or photos hanging on walls where the leak may spread should be removed. Curtains, rugs and furniture should be pulled away from the area. If items have been damaged, be sure to document that as well for insurance purposes. Then set them aside to be thoroughly dried and cleaned to avoid mold and mildew.

Contain the Water
If you are able to identify the source of the leak, and the leak is dripping straight downward, place a large container underneath it to catch the water. Check on this container often and empty it before it becomes too heavy or nearly full. It’s also a good idea to place a tarp or sheet of plastic underneath the container in case any water splashes out or spills over, but do not use plastic or tarping to collect water, as it can be difficult to collect and remove water from sheeting without further damaging insulation, flooring or drywall nearby. If plastic sheeting is used under your container, make sure to remove it as soon as the issue is repaired as it can become a vapor barrier, causing condensation where it should not be, without giving it a way out.

Temporarily Cover the Leak
Tarps can seem like a good, easy solution for leaks, but the fact is that putting them onto your roof is dangerous, and if they aren’t placed perfectly over the peak of your roof or tucked under the shingles just right, then they can actually collect water and direct it into other vulnerable areas of the roof. They are also likely to blow off or shift in ways that can cause additional damage. If a large portion of your roof is damaged, this may be the only option, but for smaller areas of damage, try a different patching method instead. Roofing tape and caulk can be used safely from inside your attic to help close up holes and prevent additional water from entering. You can find these items at your local hardware store, and you’d be wise to purchase them in advance of a storm so you’re not running out in the middle of one to stock up. But keep in mind – these are temporary solutions only and professional repairs will need to be made as soon as possible.

Dry Things Out
Anything that has gotten damp or drenched from a roof leak should be dried out as soon as possible. Good ventilation can help in some cases, but you may also want to use a large floor fan directed at any damp areas to help dry them out faster. This will help prevent the growth of mold and mildew, which can lead to additional damage to valuables and your home’s structure. When possible, it is still a good idea to have a professional come out and inspect any wood or materials that got wet to ensure no rot, termite or other structural issues are present.

Call a Professional
As soon as you are able, contact a trusted roofing professional. Even if they cannot come right away, call them as soon as you notice the damage so you can be added to their schedule. It’s never advisable to try and repair your roof yourself – it’s dangerous and if repairs are done incorrectly, it can cause major damage to the entire structure of your home, not to mention your repairs may not meet code requirements and could make it difficult to insure or sell the home in the future.

If you’ve experienced roof damage and leaking, contact Andrews Roofing. We have extensive experience with the type of issues Hampton Roads homeowners experience during storms and bad weather, and we have a local reputation for quality workmanship.

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